Interest rates

Keep informed on all the latest interest rates for savings, loans and investments as well as any fees and charges associated with our products.

Home Loan Interest rates

All rates are effective 19 July 2024 and are subject to change at any time.

Are you a Woolworths, Big W or Endeavour Group team member?

Contact us to get your exclusive home loan rate.

This loan does not have an offset account.

This loan does not have an offset account.

This loan does not have an offset account.

This loan does not have an offset account.

This loan does not have an offset account.

This loan does not have an offset account.

This account does not have an offset account.

This loan does not have an offset account.

This loan does not have an offset account.

The Woolworths Team Bank Standard Variable Home Loan offers you a great interest rate plus real flexibility to structure the loan to suit you.

Credit eligibility criteria, terms and conditions, fees and charges apply.

* At the end of the fixed term period, the rate reverts to the-then current Woolworths Team Bank owner-occupied Plain and Simple Variable Home Loan Interest Rate (up to 80% LVR). Product may be withdrawn at any time without prior notice.

^ At the end of the honeymoon rate period, the rate reverts to the then-current Woolworths Team Bank owner-occupied Plain and Simple Variable Home Loan Interest Rate (up to 80% LVR). Product may be withdrawn at any time without prior notice. Product is available from 25 January 2024. This home loan rate is available to Woolworths Team Bank members applying for a new home loan or members with a fixed home loan that has come to maturity.

~~ The comparison rate displayed is calculated based on a loan amount of $150,000 over a 25 year term. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

All interest rates quoted are per annum and interest is calculated daily on the outstanding balance and debited to the loan account at the end of each month.

Woolworths Team Bank Limited ABN 67 087 651 803 AFSL/Australian Credit Licence 240720.

Car Loan Interest rates

All rates are up to date and subject to change at any time.

Want to buy a new or used car? With one of our convenient and flexible Car Loans we will have you driving away in no time.

This Comparison Rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in different Comparison Rates.

* The Comparison Rate is based on the designated amount of $30,000 (secured) for a term of 5 years.

All interest rates quoted are per annum and they are calculated daily on the outstanding balance and debited to the loan account at the end of each month. Woolworths Team Bank lending criteria applies to all loan types detailed in this leaflet. Terms and Conditions, Fees and Charges apply and are available on request.

Woolworths Team Bank Limited ABN 67 087 651 803 AFSL/Australian Credit Licence 240720.

Personal Loan Interest rates

All rates are up to date and subject to change at any time.

We offer a simple personal loan, with a range of features and optional extras like insurance to suit your needs. Our personal loan can turn your dream a reality in no time.

Credit eligibility criteria, terms and conditions, fees and charges apply.

This Comparison Rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in different Comparison Rates.

** The Comparison Rate for Personal Loans is based on the designated amount of $10,000 (unsecured) for a term of 3 years.

All interest rates quoted are per annum and they are calculated daily on the outstanding balance and debited to the loan account at the end of each month. Woolworths Team Bank lending criteria applies to all loan types.

Woolworths Team Bank Limited ABN 67 087 651 803 AFSL/Australian Credit Licence 240720.

Savings/Term Deposits Interest Rates

All rates effective 30 August 2024.

Disclaimers

All Term Deposit interest rates are per annum. Interest income is calculated daily and on maturity. Interest rates may be negotiable for deposits $50,000 and over.

Terms and conditions, fees and charges may apply.

* Interest calculated daily, paid annually on 30 June.
** Interest calculated on minimum monthly balance, paid annually on 30 June
*** Interest calculated daily, paid bi-annually on 30 June and 31 December.
# Interest calculated daily, paid at the end of each month.
## Available for new monies only. Product may be withdrawn at any time without prior notice.

Woolworths Team Bank Limited (ABN 67 087 651 803 AFSL 240720) is the issuer of these products. You should consider the Account and Access Facility, Conditions of Use in deciding whether or not to acquire any of these products. Any advice contained on this website is general advice only and does not take into account your objectives, financial situation or needs. Before acting on the advice, please consider its appropriateness. If you need more specific advice, we suggest you contact one of our offices. Term Deposit Interest rates are calculated daily at the interest rate advertised for the term and paid annually, on anniversary and on maturity of the investment. Interest rates are current at the time of printing. Please contact us on 1300 665 553 to confirm these interest rates.

Whether you are looking for day-to-day access over the counter, via the Internet or telephone, or wanting the convenience of EFTPOS and ATM, we have a transaction account to meet your needs.